Terms of Service — Hold That
Effective: January 12, 2026

Terms of Service

By purchasing an access token or using the Hold That modeling suite, you agree to the following terms. Please read them carefully before initiating a model.

1. License & Usage

Hold That grants you a personal, non-exclusive license to use the software. Each license key is authorized for use on up to three (3) concurrent devices. Unauthorized distribution of access tokens will result in immediate termination of the license without refund.

2. Not Financial Advice

Disclaimer: Hold That is a mathematical modeling tool. We are not tax professionals, CPAs, or legal advisors. All calculations are estimates based on user input. You should consult with a certified professional before making any financial or tax-related decisions.

3. Data & Security

Because Hold That is a local-first application, you are responsible for maintaining the security of your own device and browser data. We are not liable for data loss resulting from cleared browser caches or hardware failure.

4. Intellectual Property

The code, logic, design, and branding of "Hold That" are the exclusive property of Hold That. You may not reverse-engineer, scrape, or replicate our proprietary tax logic for commercial use.

5. Limitation of Liability

Hold That shall not be liable for any financial losses, IRS penalties, or mathematical errors resulting from the use of this software. The tool is provided "as-is."

Questions? Contact [email protected]