Terms of Service

These Terms of Service (“Terms”) govern your access to and use of all HoldThat products, including mobile apps, web applications, ebooks, digital downloads, memberships, and related services (“Services”). By accessing or using any HoldThat Service, you agree to be bound by these Terms.

1. Scope of the Services

HoldThat provides digital tools, educational content, and productivity systems designed to help users organize, plan, learn, and improve personal and professional outcomes. Services include mobile and web applications, ebooks, digital downloads, subscription memberships, templates, and related resources.

2. Eligibility and Accounts

You must be at least 18 years old to use the Services. If you create an account, you are responsible for keeping your login details safe and for all activity that happens under your account. You agree to provide accurate information at all times.

3. Usage Rules

You receive a limited license to use our Services for personal or internal business use. You may not copy, change, distribute, or reverse engineer our software. Ebooks, templates, and digital content are for your use only and cannot be redistributed without our permission.

4. Billing and Subscriptions

Paid Services may involve recurring payments. You authorize HoldThat to charge your chosen payment method. Subscriptions renew automatically unless you cancel them. Refunds are handled through the relevant app store (Apple or Google) or at our discretion.

5. Content Ownership

Everything we create—software, ebooks, branding—is owned by HoldThat. Any content you upload (notes, feedback) remains yours, but you give us a limited license to store and display it so the app can function for you.

6. Disclaimers and Liability

Our Services are provided "as is." While we strive for excellence, we don't guarantee the apps will always be uninterrupted or perfect. To the extent allowed by law, HoldThat is not liable for indirect damages or loss of profits.

7. Governing Law

These Terms are governed by the laws of the State of New York. Any legal disputes will be handled in the courts of New York.

8. Contact Us

For questions regarding these Terms, contact HoldThat Support at [email protected]. We are located in Albany, NY, USA.